📈 Pinellas County · Seller-Finance
Carry the note on your Clearwater property.
Clearwater retirees who own free and clear can trade landlord-free income for the property — secured by a recorded mortgage.
The calculator starts from an illustrative Clearwater structure — drag the levers to see how down payment, rate, and balloon change your monthly income. Not an offer or tax advice; your CPA confirms the timing.
Note Income Calculator
Illustrative terms — adjust the levers.
Monthly payment to you$1,674.75
Down payment at closing$18,000
Total scheduled payments (through balloon)$400,736
Total scheduled interest$128,736
Balloon payment (final payoff)$239,960
All payments + down, combined$418,736
Illustrative terms only — not an offer, projection, or tax advice. Future payments are not equivalent to the same amount of cash today (present value). Actual terms are negotiated per property. Consult your CPA or attorney about tax and legal treatment.
Next step
Real terms for your Clearwater property.
Tell us about the house and what you want from the sale — income, timing, or both. Written structure the same business day.
Property Intake · No Obligation
Request seller-finance terms
📈 Written Note Terms — 60 Seconds