Sell your house for cash in three simple steps.
We buy houses directly and as is. You tell us about the property, we explain the cash offer if it fits, and you decide whether the price and closing timeline work for you.
Tell us about the house
Start with the address, your timeline, and what is making the sale difficult. Repairs, tenants, belongings, storm damage, or title questions are all worth mentioning.
Get the cash offer
We look at nearby sales, the house as it sits, needed work, occupancy, and title details. If we can make an offer, we put the price and the important details in writing.
Agree on the closing plan
If you accept, tell us the timing you need. A Florida closing provider handles title, available payoff information, documents, signing, and funds. The exact date depends on the agreement and title file.
What goes into an as-is cash offer.
| Input | What it meansPlain English |
|---|---|
| After-repair value | A supported estimate of value after appropriate work, informed by relevant recent sales and property differences. |
| Repair scope | Known roof, systems, interior, exterior, permit, cleanup, and occupancy work the house needs today. |
| Carrying & resale costs | Estimated insurance, taxes, utilities, financing, holding time, and transaction costs associated with the buyer's plan. |
| Business risk and margin | The uncertainty and return required for the buyer to purchase, hold, repair, and eventually resell or operate the property. |
What a Florida seller may pay at closing.
Some charges are set by Florida law or rule, and others depend on the contract, the provider, and the house. In a House Buying Solutions purchase, the written purchase agreement and the closing statement show who pays each charge.
| Charge | How it worksPlain English |
|---|---|
| Documentary stamp tax on the deed | 70 cents per $100 of the price in every Florida county except Miami-Dade, with any part of $100 counted as a full $100, paid when the deed is recorded. The standard Florida Realtors/Florida Bar AS IS contract lists it as a seller cost. |
| Owner's title insurance | The premium is set by state rule: $5.75 per $1,000 for the first $100,000 of coverage and $5.00 per $1,000 from $100,000 to $1 million. The standard contract has a box for who pays. Title companies describe the seller as the customary payer in Pinellas, Hillsborough, Pasco, and Hernando, but the contract decides. Title search and closing services fees are separate and set by each company. |
| Property tax proration | Florida property taxes are paid in arrears: each calendar year's taxes become payable on November 1 and delinquent the following April 1. The standard contract prorates taxes through the day before closing, allowing for the maximum early-payment discount, so a seller who closes before that year's bill is paid usually credits the buyer for the part of the year the seller owned the house. |
| HOA or condo estoppel certificate | Florida caps the fee. The current caps published by the state's Department of Business and Professional Regulation are $299, plus $119 for delivery within 3 business days, plus up to $179 if the account is delinquent. The standard contract lists estoppel fees as a seller cost, and balances the certificate shows are typically paid at closing. |
| Recording fees | Florida clerks charge $10 for the first page and $8.50 for each additional page. The standard contract has the buyer pay to record the deed and the seller pay recording and other fees needed to clear title. |
| Mortgage payoff and liens | A lender's payoff letter itemizes the balance, interest, and other charges, including interest that accrues each day until payoff. Payoffs, liens, and prorations depend on the house, so they cannot be estimated without its documents. |
| Worked example | $300,000 saleThe math |
|---|---|
| Documentary stamp tax | $300,000 is 3,000 units of $100. 3,000 x $0.70 = $2,100. |
| Owner's title insurance premium | First $100,000 at $5.75 per $1,000 = $575. Next $200,000 at $5.00 per $1,000 = $1,000. Premium: $1,575. |
| Total of these two charges | $3,675, which is 1.225 percent of the price. |
Questions about cash offers, title, and closing.
We try to confirm important facts before presenting an offer. If we later learn something material about the condition, title, occupancy, or documents, we explain any change in writing. You can decide not to proceed.
No. You can consider the offer and decide whether it works for you. If a sale moves forward, the written agreement and closing statement control commissions, closing charges, taxes, payoffs, and property-specific obligations.
The closing provider can obtain available payoff figures and identify recorded items. Whether each item can be satisfied or resolved depends on the amounts, authority, proceeds, creditor or agency requirements, accepted terms, and title requirements. Closing occurs only when those requirements are met.
The parties can discuss a target date. The workable date depends on accepted terms, title, payoff figures, association documents, access, and the title company's readiness.
Ready to get your cash offer?
727-497-7766Tell us about the property. There is no obligation to accept the offer.
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