Sell your Florida house as-is with no repair list.
HBS buys houses directly for cash and as is. You do not need to fix the roof, update the kitchen, clean out every room, or prepare for showings before you ask for a cash offer. Show us the house as it is, then compare any written offer with the likely time, work, costs, and uncertainty of listing.
200+ homes bought·100+ renovations completed·4.5+ star seller reviews
We buy houses across Florida, from our home base in Hillsborough, Pinellas, Pasco & Hernando counties. Every purchase depends on property fit, a signed agreement, and title.
What house do you want to sell?
Start with the property address. You do not need photos, repair estimates, or paperwork.
What as-is really covers.
A listing can become a repair and project-management job. In a direct sale, agreed work and belongings may remain for the buyer after closing, but the written contract controls the responsibility.
Ask for an offer before making repairs
Roof, AC, plumbing, electrical, drywall, flooring, pool, and interior condition can be reflected in the offer before either party decides who is responsible for any work.
Belongings should be addressed in writing
If furniture, debris, appliances, or garage contents may remain, the agreement should say what the buyer accepts rather than relying on a verbal assumption.
Material facts come first
The goal is to document visible condition and known issues before an offer is made. If new material facts emerge, any change should be explained in writing and the seller remains free not to proceed.
Private access instead of public showings
A direct cash offer may require limited property access, but it does not require a public listing or open house. The actual walkthrough plan depends on condition and occupancy.
Florida's disclosure duty still applies
In Johnson v. Davis (1985), the Florida Supreme Court held that a home seller who knows of facts that materially affect value, that are not readily observable, and that the buyer does not know must disclose them. Florida appeals courts have held that an as-is clause does not cancel that duty. Selling as is changes who handles repairs, not what you must tell the buyer.
Disclosures Florida law requires anyway
Since Oct. 1, 2024, a seller of residential property must give the buyer a flood disclosure at or before contract signing (s. 689.302, Florida Statutes). It asks about flood damage you know of, flood insurance claims, and flood-related assistance such as FEMA aid. Contracts also carry Florida's radon notice and property tax notice, HOA and condo sales add their own disclosure documents, and a paid sinkhole claim must be disclosed before closing.
How the buyer's inspection period works
Many Florida sales use the Florida Realtors and Florida Bar AS IS contract. During its inspection period, 15 days if the blank is left empty, the buyer may cancel if the property is not acceptable in the buyer's sole discretion. After that period, the buyer accepts the condition, and the seller only has to keep the house in the condition it was in when the contract was signed.
What can affect your as-is cash offer.
| Input | How it affects the offerPlain English |
|---|---|
| Current condition | We price the house as it stands, not as if you renovated it first. |
| Nearby renovated sales | Fixed-up comparable sales help establish the finished value we work backward from. |
| Repair and holding costs | The cash offer can reflect contractor work, taxes, insurance, utilities, and resale costs that HBS may take on after closing under the accepted written agreement. |
| Your timeline | A faster or more flexible closing date can change logistics, title work, and carrying costs. |
How the property and local records can change the sale.
Hillsborough County
Older Tampa, Brandon, and Temple Terrace homes often need roof, AC, and electrical work before retail buyers feel comfortable.
Pinellas County
Dated block homes, flood-zone questions, and insurance issues can make an as-is cash offer cleaner than a financed listing.
Pasco County
Holiday, Port Richey, and New Port Richey owners often face roof age and deferred maintenance that outgrow the budget.
Hernando County
Spring Hill and Brooksville sellers may be dealing with sinkhole disclosures, older systems, or inherited cleanouts.
What to share when you want to sell the house exactly as it sits.
A short, honest property picture is more useful than cleaning, staging, or guessing what a buyer wants fixed.
Visible repairs
Photos and a simple list can cover the roof, HVAC, plumbing, electrical, kitchen, bathrooms, exterior, and cleanup.
Occupancy and access
Tell us whether the house is vacant, owner-occupied, tenant-occupied, or occupied by a family member.
Title and association details
Share known mortgages, liens, probate, HOA balances, permits, or code notices without trying to solve them first.
Belongings and timing
Explain what may remain in the house and the date you would prefer, so those terms can be discussed in writing.
How the cash sale moves from first call to closing.
Show us the house as it is
Start before cleaning, repairing, staging, or preparing the house. Tell us about the condition and any belongings you may want to leave.
Get a written cash offer if the house fits
We consider the repaired value, current condition, likely costs, access, title, and resale risk. The written offer explains the price and key terms.
Agree on a workable closing date
If you accept, we work with you and the closing provider on title, payoff, access, association documents, and the fastest practical date the file allows.
More help for this Florida home sale.
Check the rules behind this page.
These primary sources explain the rules summarized above. They are not legal, tax, or insurance advice; an attorney, CPA, insurance professional, or building official should confirm how they apply to your property.
Johnson v. Davis, 480 So. 2d 625 (Fla. 1985)
The Florida Supreme Court case on a home seller's duty to disclose known hidden defects.
Open official sourceSolorzano v. First Union Mortgage Corp., 896 So. 2d 847 (Fla. 4th DCA 2005)
An as-is clause in a home sale contract does not waive the duty under Johnson v. Davis.
Open official sources. 689.302, Florida Statutes (flood disclosure)
What the seller's flood disclosure covers and when it is due.
Open official sourceFlorida Department of Health, radon and real estate transactions
The radon notice Florida requires in sale contracts under s. 404.056(5).
Open official sources. 689.261, Florida Statutes (property tax disclosure)
The notice that a buyer's property taxes may differ from the seller's.
Open official sources. 720.401, Florida Statutes (HOA disclosure summary)
The HOA disclosure summary and the buyer's 3-day right to void.
Open official sources. 627.7073, Florida Statutes (sinkhole reports)
A seller's duty to disclose a paid sinkhole claim before closing.
Open official sourceAs-Is Sale cash-sale questions.
It means you can ask for an offer based on the current condition instead of renovating first. The written agreement still identifies the accepted condition, belongings, access, and each party's responsibilities.
Possibly, if the buyer agrees and the contract identifies what may remain. Do not rely on a verbal cleanout promise.
A move-in-ready listing may produce a higher headline sale price. The right comparison is net proceeds after repairs, commissions, concessions, time, and risk.
Yes. Some owners choose a direct sale for privacy, convenience, or fewer market contingencies. Whether HBS makes an offer and what it may be remain property-specific.
Yes, for known problems that materially affect value and that a buyer could not readily see. That duty comes from Johnson v. Davis (Fla. 1985), and courts, including the Fourth District in Solorzano v. First Union Mortgage (2005), have held that an as-is clause does not waive it. Conditions that are readily observable or already known to the buyer are treated differently. A Florida real estate attorney can tell you what to disclose for your house.
Under s. 689.302, Florida Statutes, the seller must say whether they know of flood damage to the property during their ownership, whether they filed a flood insurance claim, and whether they received assistance for flood damage, including from FEMA. The disclosure is due at or before the time the contract is signed, and the statute has no exception for cash or as-is sales.
Often, during the inspection period. Under the Florida Realtors and Florida Bar AS IS contract, a buyer who finds the property unacceptable during that period can cancel and get the deposit back; after it ends, that right is gone. A buyer who did not receive a required HOA disclosure summary before signing may also void the contract within 3 days of receiving it, or before closing (s. 720.401, Florida Statutes).
Get a cash offer for your house as is.
727-497-7766Start with the address and what is going on. There is no obligation to accept the offer.
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