Sell Now, Keep Income: Exit the property now without taking all proceeds in a lump sum.
Some sellers need speed and certainty but still want long-term income. Seller financing combines an upfront down payment — sized to your immediate needs like payoff, moving costs, or estate obligations — with scheduled monthly payments after closing.
The planning starts with your close-table cash requirement. Once that number is anchored, the remaining equity becomes the note: rate, amortization, and optional balloon shaped around your income target.
Speed and custom terms coexist: with title and documents prepared early, a seller-finance closing moves as fast as a cash closing — because we are the buyer either way.
- Immediate down payment can solve short-term liquidity needs
- Remaining equity becomes scheduled monthly cash flow, secured by a recorded mortgage
Model this structure in the calculator, then request written terms for your property — down payment, monthly income, rate, and balloon.
Open CalculatorRequest TermsRelated guides
- Need to Sell, But Do Not Need All the Money Right Now?
- Sell a Florida House That Needs Major Repairs Without Paying for the Fixes First
- All reasons sellers carry the note
Educational content, not tax or legal advice. Review any structure with your CPA and attorney. Questions first? Call 727-497-7766.