Landlord Exit and Rental Burnout
Exit property management while keeping income through a secured note.
Landlords often want out of tenant turnover, maintenance calls, and insurance pressure but still want yield. Seller financing converts management stress into monthly passive note income.
When This Structure Fits
- You are tired of active management and tenant issues.
- You want recurring income without handling repairs and leasing.
- You have meaningful equity and want to keep it working.
- You want to structure terms around retirement or portfolio planning.
Why Owners Use It
- Converts active management into passive payment flow.
- Installment structure may soften annual tax impact compared with a lump-sum exit.
- You can negotiate down payment, rate, and payoff horizon.
- If needed, notes can later be sold at a discount for liquidity.
Sample Deal Structure
Tampa landlord exiting a long-held rental
Sale Price
$460,000
Down Payment
12% ($55,200)
Interest Rate
7.75%
Amortization
30 years
Payoff Plan
10-year balloon
Estimated Monthly
~$2,911
Replaces rent volatility with fixed note income while keeping flexibility for a later note sale.
Search Intent Coverage
This page focuses on motivated seller searches tied to this scenario.
Need a custom structure?
Use the form below and we will draft terms around your exact value, timeline, and payoff goals.
Request Seller Finance TermsScenario Questions
Can seller financing help with rental depreciation recapture timing?
It can in many cases, but every tax profile differs. Review basis and depreciation history with a CPA before final terms.
Do I have to keep managing tenants after closing?
No. Once closed, management responsibility transfers to the new owner while you receive note payments.
Can I request a shorter payoff if I want future liquidity?
Yes. You can negotiate a shorter balloon timeline or fully amortized payments based on your liquidity goals.
Ready to Structure Your Deal?
Share your property details and we'll map a seller-finance structure around this scenario.
Request Seller Finance Terms
Tell us your goals and we will structure options around your numbers.